Nick Garrard

Wilkins Patterson, PA


I represent corporate clients on a variety of day-to-day legal issues, including employment issues, business operations, lease-to-own agreements, and contract negotiation. I also advise clients on transactional related matters involving the Uniform Commercial Code, Fair Debt Collection Practices Act, and Mississippi Rental-Purchase Agreement Act. I assist and advise on risk management issues, and assist client in implementing cost-effective processes to ensure maximum efficiency.

My business practice involves protecting the interests of creditor clients in bankruptcy actions, by ensuring appropriate scheduling and treatment of clients’ property and by filing motions or objections, if necessary. I stay up-to-date on changes in state and federal statues and case law which impact clients’ businesses, and advise them of new strategies for the efficient handling of claims in bankruptcy cases. Additionally I have experience in identifying and working with local counsel on a variety of matters for my clients.

I am admitted to all state and federal courts, including bankruptcy courts, in Mississippi and North Carolina, as well as the United States Courts of Appeals for the Fourth and Fifth Circuits. I am AV-Preeminent Rated by Martindale-Hubbell Law Directory, and my office is located in Jackson, Mississippi.

Email: ngarrard@wilkinspatterson.com
Phone: 601.366.4343
Web: wilkinspatterson.com

Why Choose Us?


I have been a member of NSRA for 4 years and have recently joined the Association’s Advisory Board. This is a terrific association, made up of people who care about their customers and the RTO industry. In particular, this association seeks to bring together like-minded people who share the organization’s mission. As an attorney, I appreciate knowing that clients are interested in the growth and protection of the industry. I enjoy working with the individual members of the NBSRA and assisting in growing their businesses, and believe this Association has the industry’s best interest in mind.